News and Research articles on Open banking

The many shades of open banking: A comparative analysis of rationales and models

Giuseppe Colangelo, University of Basilicata
Pankhudi Khandelwal, European University Institute
PUBLISHED ON: 22 Jan 2025 DOI: 10.14763/2025.1.1821

Despite its growing success and widespread adoption around the world, open banking (OB) struggles to present a coherent identity. Since OB is driven by various justifications, identifying the primary motivations behind regulatory initiatives is crucial for assessing whether the implemented features align with the intended policy objectives.

Navigating the EU data governance labyrinth: A business perspective on data sharing in the financial sector

Eugénie Coche, University of Amsterdam
Ans Kolk, University of Amsterdam
Martijn Dekker, University of Amsterdam
PUBLISHED ON: 12 Feb 2024 DOI: 10.14763/2024.1.1738

This paper offers a business perspective on the EU data governance framework by exposing different elements playing a role in its implementation at the firm level.